Tell us how we can help you ... Need to refinance? Consolidating debt? Repaying credit card debt? Buying investment or commercial property? Turned down by a bank? Self-employed? No accounts available? A recent immigrant? Past credit problems? Too much debt? Need 90-95% finance? Need to release equity? Latest News ... 95% Home Loans still available Major banks are usually no longer offering mortgages of more than 80% however we are still able to help many first home buyers to secure 95% home loans on favourable terms from non bank lenders. To find out if you qualify, contact us or apply.
Lo Doc Loans up to 70% If you are self employed, DIRECT Home Loans can help you apply for a Lo Doc loan for up to 70% of the value of your owner-occupied property. Lo Doc means you will not need to produce accounts to prove your income. To find out if you qualify, contact us or apply.
Our Lending Panel Includes: ANZ, ASB, Westpac, Sovereign, NZF, Sentinel, No8 Mortgages. | Welcome to DIRECT Home Loans where we make it as easy as possible for you to find the best home loan to suit your needs. Our systems enable us to quickly identify the best home loan for you from the many options available from our panel of major banks and other lenders. The banks and lenders pay us so our service to you is free - but as brokers our responsibility is to work for you and our mission is to get you the best possible deal on your home loan. |
Save Time and Money Arrange your home loan online DIRECT Home Loans saves you money and time when you use our expert service to arrange your home loan online and via e-mail and telephone. There is normally no need to visit our office or for our representative to visit you, so you can arrange your home loan from anywhere in New Zealand. So long as the property you are buying or refinancing is in New Zealand, you can use our service to arrange your home loan from anywhere in the world. However we don't skimp on service - our brokers are highly qualified and deliver expert service via e-mail and telephone. Contact details |